After you connect with Stripe, connect with a PayPal account.

After you connect with a Stripe account, you have the option to also connect with a PayPal account. 

Customers who wish to pay with credit cards go through Stripe, and connecting with PayPal gives your customers the option to pay using their PayPal account.

This integration is not mandatory.  Offering PayPal to your customers is completely up to you! 

Integrate your SamCart account with PayPal by following the steps below.

  • From the SamCart Dashboard, select the “Settings” Icon at the top right corner of your screen.
  • Then, select the Processors (1) tab on the left-hand sidebar. Then, click on the Add New (2) button.

  • In the pop-up window, select which Payment Processor you would like to integrate with.

When you select PayPal, you will see the following pop-up.

  • Login to your PayPal account in a separate tab, and click on the link in the bottom right of the pop-up window. This will take you to the page inside of your PayPal account where you can find your API Username, API Password, and API signature.

  • Once you have logged into PayPal, and clicked the link highlighted in the screenshot above, you will be taken to the following page inside of your PayPal account.
  • NOTE: Not all PayPal accounts look exactly the same. If you do not get taken to a page that looks like this, please contact PayPal and request access to your PayPal account’s “API Signature”.
  • Select the option to “Request API Signature”.

  • Copy your PayPal API Username, API Password, and API Signature into the corresponding fields inside of SamCart.

  • Save your credentials. And you’re good to go with PayPal!

Advanced Features With PayPal

SamCart has a “one-of-a-kind” integration with PayPal, and it opens up a whole new set of features for anyone with a PayPal account.

With this integration, your customers can go through 1-Click Upsell Funnels, purchase subscription products, purchase free and paid trail products, and more while paying you with PayPal.

This is the first time this has ever been possible with PayPal, and we’re extremely excited to allow SamCart users the ability to offer PayPal without limiting the features you love.

Reference Transactions

In order to accept PayPal payments for SamCart products with recurring charges of any kind or send customers through 1-click upsells, you will need “Reference Transactions” enabled inside of your PayPal account.

“Reference Transactions” is an optional PayPal feature that allow you to offer PayPal for more than just products with a single, one-time charge.

If reference transactions are enabled, then you will be able to offer PayPal as a payment option with SamCart features like…

  • 1-Click Upsell Funnels
  • Subscription Products
  • Free Trial & Paid Trial Products

Do I Have Reference Transactions?

To find out whether your PayPal account has Reference Transactions enabled, visit your Payment Processor Integrations area.

Scroll over your PayPal integration. Then scroll over the small information icon, and you'll see a message telling you if your PayPal account has Reference Transactions enabled or not.

If you do not have Reference Transactions, PayPal will only be available for one time charge products. Any products with a subscription or recurring billing of any kind will not display PayPal as a payment option.

To have SamCart ping PayPal, and check for Reference Transactions again, click on the small "refresh" icon (shown in the picture above).

Turning On Reference Transactions

To get Reference Transactions turned on for your PayPal account, get in touch with PayPal and request for this feature to be enabled inside of your account.

You can call Paypal's support at 1 (888) 221-1161 (ask for business support). You can also submit a Merchant Technical Support ticket here.

After PayPal confirms they have activated Reference Transactions, then come back to SamCart and click on the small “Refresh” icon, like we talked about before.

SamCart will check your PayPal account again, and see if Reference Transactions are enabled.

Please keep in mind, we do not own PayPal. 

We do not have any power to make PayPal turn on this feature for your account. PayPal guidelines vary from country to country, and we cannot guarantee that PayPal will enable this feature for you.

PayPal Business Account

SamCart’s integration only works for PayPal Business Accounts.

There are several types of PayPal Business accounts, some are free, some are paid. Below are some quick instructions to help you identify if your PayPal account is a PayPal Business Account.

When you login to PayPal, you should see your business name and a label that says “Business” somewhere. If you see that, you already have a business account.

How to Get a PayPal Business Account

If you do not have a PayPal Business Account, you can upgrade for free.

Login to your PayPal Personal account, and find the button that says “Upgrade to a Business Account.” There’s a quick screenshot below to show you where this button might be found in your account.

After you have a PayPal Business Account, you will three pieces of information to complete your integration…

  1. API Username
  2. API Password
  3. API Signature.

All three of these credentials can be obtained by logging into your PayPal account and visiting this link. Be sure to select the “Request API Signature” option, not the “Request API Certificate” option.

Frequently Asked Questions

Q: How do I get in touch with PayPal?

A: If you have any questions specifically for PayPal, use their Contact Us page and reach out directly. You can also submit a Merchant Technical Support ticket at or call 1 (888) 221-1161 and ask for business support.

Q: Can I accept credit card payments with PayPal?

A: No. You must integrate with a Stripe account to accept credit card payments on SamCart. It’s super easy to setup, and we highly recommend having a Stripe account connected to SamCart.

Q: What happens if I sell subscriptions, but I don’t have “Reference Transactions” enabled on my PayPal account?

A: PayPal will not appear as an option on the checkout page for any subscription products, until “Reference Transactions” are enabled. 

Just another reason we strongly suggest connecting a Stripe account to SamCart, so you have the ability to accept credit card payments, while you work with PayPal to turn on "Reference Transactions".

Q: What happens to my upsells if a customer buys with PayPal, but I don’t have “Reference Transactions” enabled on my PayPal account?

A: PayPal customers will skip your upsell funel. Customers will place an order with PayPal, and go straight to whatever Thank You Page you have selected.

Q: Does this integration work with “PayPal Payments Pro”?

A: Yes! This integration works with any and all types of PayPal Business Accounts.

Danielle is the author of this solution article.

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